Services
Once your goals are clearly defined, we customize strategies that align with your vision, values, and long‑term objectives. We help you implement a sound financial program through the following areas of planning:
Retirement Income Planning
We help you determine how much monthly income you’ll need to live comfortably in retirement and how to generate it with confidence. This includes:
Making the most of employer‑sponsored retirement plans and IRAs
Preparing for future income needs with tax‑efficient strategies
Integrating accounts to give you a clear, consolidated view of your assets
Designing an income plan that supports your lifestyle throughout retirement
Investment Planning
We work with you to build an investment strategy that supports your goals and comfort level. Our process includes:
Assessing your risk tolerance
Determining appropriate asset allocation
Recommending investment vehicles for both qualified and non‑qualified accounts
Aligning your portfolio with your intermediate and long‑term objectives
Insurance Planning
Protecting your family and your financial future is a key part of a holistic plan. We assist with:
Reviewing your current insurance coverage
Identifying gaps or inefficiencies
Recommending appropriate policy adjustments
Helping you secure the protection that best fits your needs
Estate Planning*
We help you prepare for the orderly transfer of your assets according to your wishes. This includes:
Strategies to preserve your estate for your intended heirs
Potentially reducing exposure to estate taxes and probate costs
Coordinating with your tax and legal advisors to complete the process
Employee & Executive Benefits
For business owners, we help you attract and retain key employees through well‑designed benefit programs, including:
Executive compensation strategies
Retirement plan options
Tailored benefits for key personnel
*Neither Voya Financial Advisors nor its representatives offer tax or legal advice. Please consult with your tax and legal advisors regarding your individual situation.